When you need debt help in Scotland, you should feel confident that the organisation that you’re speaking to is genuine.
Trust Deed Scotland® are aware of some ‘clone firms’ who are using altered versions of our name such as ‘Scottish Trust Deeds’ and other variations of our trademarked name, and campaign awareness slogans to convince people that they’re the official Trust Deed Scotland®
They’re not genuine. They’re sometimes not authorised to give debt advice.
Once a clone firm or scam website has your data, they could:
- Sell it to other companies
- Try to access your bank account or other credit products
- Try to fraudulently take out credit in your name
Trust Deed Scotland® will never…
- Charge you for debt advice
- Contact you, unless you contact us first
- Refer you on to anyone else
We understand the enormous stress that unaffordable debt causes people and that they simply don’t need further anxiety caused by poor, unregulated and sales-driven advice.
Find out more about Trust Deed Scotland® and here are our top tips to help you choose the correct firm, making sure you’re speaking to a legitimate debt advice company.
1. How many people have they helped?
We have helped over 30,000 people.
2. How many years have they been trading?
We were established in 2009.
3. Do they sell details on to other companies?
We never sell or mishandle your details, our team are based exclusively in-house.
4. Did they cold call or send unsolicited text messages?
We’re here for our clients, only when they need us.
5. Are they based in Scotland?
We are 100% owned and operated in Scotland.
6. Are they based in a call centre?
We don’t operate call centres, either here in Scotland, or overseas like some.
7. Are they trying to force people into a solution?
We explain the benefits & risks of all available solutions and let our customers make an informed decision in their own time.
8. What’s their creditor approval % rate?
98.6% of Trust Deed Scotland® customers’ Trust Deed proposals are approved by creditors. 99.8% of our Debt Arrangement Scheme proposals are approved. See adterms for more info on our latest statistics.
9. Do they charge setup fees?
We never have and never will, charge upfront setup fees or ask people to pay for debt advice.
10. Do they offer alternative sources of debt advice?
Yes. As well as providing information on MoneyHelper, who offers free debt counselling, debt adjusting and providing of credit information services to customers, we also provide links to other impartial, debt charities.